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How can you offer lower rates?
Our overhead and margins are lower than most mortgage companies. We return that savings to you. On average we save our clients about $8,000 in costs.
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What is the minimum credit score needed?
The minimum credit score needed for a purchase or refinance is 580. However, sometimes a lower credit score is acceptable. Call us for an assessment.
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Do you offer down payment assistance?
Yes! There are many programs to help first time homebuyers and down payment assistance (DPS) is one of them.
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Do you have first time homebuyer programs?
We do! We specialize in helping first time homebuyers get into their first home with the least money down (when needed) and at the least cost. Call us today for a free analysis.
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How much do I have to make per year to qualify?
This depends on the loan program you are applying for, but in many cases it is less than you might think. Fortunately, we have nearly every mortgage or loan program that exists. Give us a call for a fast and free evaluation.
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Does it matter if I'm already working with another lender?
Not at all! We are happy to provide you a free quote so that you can compare loan cost, rates, terms, and monthly payments.
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What if I'm already closing soon with someone else?
We can easily transfer your appraisal and often close in as little as 14 days. Don't close with someone else until you have seen our numbers. We very often save our clients a ton where they didn't know they could before.
Call Anytime
(480) 265-9111
Customer Testimonials
Smooth sailing
Aaron made this refinance easy and at a lower rate that I didn’t expect Everything he told me over the phone while applying for this loan was true Always ready to Answer questions and help with anything I didn’t understand
Ron Little
We can’t thank you enough
Aaron, I know we put you through the motions with this new build. Thank you for being so patient with us. We couldn’t have done it without you!
Michele Tolleson
Excellent help with moving across country
I was very impressed with Aaron and Sandy. Thank you for making things go smoothly. Transitioning across the country can be difficult but you made it a whole lots easier. My mom needs a house and she will be calling you soon.
Jason Gallardo
Aaron is awesome – recommend all day long!
Aaron was a pleasure to work with. I recommend him to anyone. We bugged him so bad but he is always there for us. Even though we switched things up on home multiple times he was always there through the whole process. Thank you!
Sheila East
Aaron and Team Are The Best
I worked with Aaron and his team on the purchase of my first home. The level of care, attention to detail, and professionalism demonstrated by Aaron and team far surpassed my expectations. As a first-time home buyer, I really appreciated his honesty and transparency throughout the mortgage process. His team stays on top of every detail and is there for you every step of the way to answer any questions and address any concerns. I highly recommend Aaron and team.
Matt Gomez
Great work!
I’m so happy to have this refinance past me and Aaron helped me the whole way through, step by step. Thank you!
Deloris Smith
Awesome experience – highly recommend
Aaron helped us in so many ways, from improving the credit score, to setting some goals to achieve financially. I’m now saving $1200/mo! Thank you A-Aaron!
Vernon Ray
Very happy with LO Lietz!
We finally got onto the property ladder and Aaron helped us do it! Thank you! Can’t recommend enough.