Down Payment Assist

DPA

Down Payment Assistance

The Federal Housing Administration (FHA), as well as other state agencies, and some non-government based groups (such as Chenoa), have been offering down payment assistance for many years now. They are sometimes called First Time Buyer Assistance Programs. These options can definitely help in the right circumstances. There are also options for "special groups", such as teachers, military personnel, veterans, and first responders. Contact Aaron "LO" Lietz today to find out if you qualify.

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DPA Key Points

Here are just some of important features of DPA programs

3.5%-5% assistance
Forgivable 2nd lien options
Conventional, FHA, VA, or USDA
Some programs have higher rates/higher monthly payments
600 minimum credit score (programs vary)
Income under $112,785
Maximum 50% DTI
Must move within 60 days of closing
Primary residences only

What are your rates?

Interest rates are dependent upon many factors including debt to income ratio, loan to value, loan amount, and credit score (to name a few). On average, our rates are about a half point to a point lower than nearly anyone.
What are the credit score requirements?

Believe it or not we actually have loan options that go as low as a 500 credit score.
How fast are your funding times?

Loans can fund in as fast as 14 days. The typical timeframes are around 20-30 days.

What Our Customers Say

Customer Testimonials

Smooth sailing

Aaron made this refinance easy and at a lower rate that I didn’t expect Everything he told me over the phone while applying for this loan was true Always ready to Answer questions and help with anything I didn’t understand

Ron Little

Lake Havasu City, AZ

We can’t thank you enough

Aaron, I know we put you through the motions with this new build. Thank you for being so patient with us. We couldn’t have done it without you!

Michele Tolleson

Mead, CO

Excellent help with moving across country

I was very impressed with Aaron and Sandy. Thank you for making things go smoothly. Transitioning across the country can be difficult but you made it a whole lots easier. My mom needs a house and she will be calling you soon.

Jason Gallardo

Mesa, AZ

Aaron is awesome – recommend all day long!

Aaron was a pleasure to work with. I recommend him to anyone. We bugged him so bad but he is always there for us. Even though we switched things up on home multiple times he was always there through the whole process. Thank you!

Sheila East

Denver, CO

Aaron and Team Are The Best

I worked with Aaron and his team on the purchase of my first home. The level of care, attention to detail, and professionalism demonstrated by Aaron and team far surpassed my expectations. As a first-time home buyer, I really appreciated his honesty and transparency throughout the mortgage process. His team stays on top of every detail and is there for you every step of the way to answer any questions and address any concerns. I highly recommend Aaron and team.

Matt Gomez

Youngstown, AZ

Great work!

I’m so happy to have this refinance past me and Aaron helped me the whole way through, step by step. Thank you!

Deloris Smith

Laveen, AZ

Awesome experience – highly recommend

Aaron helped us in so many ways, from improving the credit score, to setting some goals to achieve financially. I’m now saving $1200/mo! Thank you A-Aaron!

Vernon Ray

Houston, TX

Very happy with LO Lietz!

We finally got onto the property ladder and Aaron helped us do it! Thank you! Can’t recommend enough.

Clyde Williamson

Miami, FL